Granular Insurance provides self-funded employers with a new data-based approach to employer stop-loss in order to help them manage risks, costs and achieve better outcomes.

Granular Insurance is a Verily subsidiary and is backed by Swiss Re Corporate Solutions, the commercial insurance unit of the Swiss Re Group. Granular will leverage Verily’s core strengths as an Alphabet company of integrating hardware, software and data science and will also leverage Swiss Re Corporate Solutions’s risk knowledge, distribution capabilities and reputation in the employer stop-loss market.

Leadership

Granular | Denny Weinberg
Denny Weinberg Chief Executive

Denny Weinberg serves as Chief Executive of Granular.

Denny is a veteran executive, having spent 35 years in health care financing and operations. Prior to serving as CEO of Granular, his background included a four-year tenure as CEO of Hixme, a digital health benefits platform for large employers, and a 20-year tenure with Wellpoint (Anthem), serving as CEO for a number of its nationwide insurance companies. In his earlier career, Denny served Deloitte Consulting for six years as a consultant in the insurance, benefits and healthcare industries, and he spent six years as chief engineer and general manager of the CTX division of IC Industries.

Denny’s private equity board involvements have included serving on the boards of Renal Ventures Management, Applied Merchant Systems, Westlake Davvar, and Skyview Development. He has also held startup advisory and/or board positions with Outpatient, Focal Scan Systems, and Hixme.

Denny’s public company board involvements have included Dole Food Company, Salem Communications Corp, Health Management, Inc. and Wellpoint/Anthem.

Granular | Angelo Masciantonio
Angelo Masciantonio Chief Strategy Officer

Angelo Masciantonio is an early-stage advisor and investor who has joined Granular as a Board Executive.

In 2015, Angelo retired after serving for 18 years as CEO and chairman of GeoBlue, a company he co-founded. Angelo was also a founding CEO for the Worker’s Comp Advantage (WCA) subsidiary of Aetna U.S. Healthcare and was the founder, CEO and chairman of Managed Health Care Services (MHCS). During his career, he additionally worked at Advanced Systems Applications (ASA), Pacific Mutual Insurance (now Pacific Life) and Blue Cross of Massachusetts, and he managed the neurology and neurosurgery division at Boston Children’s Hospital.

As an early-stage investor, Angelo has invested in several technology and health care startups and venture funds over the last three decades.

Angelo received the Ernst & Young Entrepreneur of the Year honor in 2009 for the Philadelphia region, after being a finalist four times prior.

He earned bachelor’s and master’s degrees from Boston University and the University of Pennsylvania, respectively.

Granular | Andy Conn
Andy Conn Chief Operating Officer

Andy Conn serves as Chief Operating Officer of Granular.

Andy is a business leader with over 25 years of senior management experience and a track record of building a company from start-up to profitable strategic sale. Most recently, Andy was a Co-founder/Director and served as COO and General Counsel of Square Knot Health, Inc., a disease management company focused on patients with chronic kidney disease.

For 21 years Andy served as a COO and General Counsel of GeoBlue (an international specialty risk company), where he also served on the Board of Directors. Andy’s background also includes working for the Allegheny Health Network (now part of Highmark, Inc.) and practicing corporate law at Wolf, Block, Schorr & Solis-Cohen.

Andy earned a B.A. from the University of Pennsylvania and a J.D. from the University of Pennsylvania Carey Law School.

Granular | Alex Wood
Alex Wood Operations Executive

Alex Wood serves as Operations Executive for Granular.

Alex is a senior IT and operations executive with a proven track record in the healthcare and technology industries. He spent seventeen years at GeoBlue (formerly HTH Worldwide), helping build the company from just 35 employees to more than 400 and coordinating and helping lead the company through two major mergers with larger organizations.

Alex has broad technical knowledge, including in the areas of security, mobile app development, service-oriented architecture, cloud technologies and database management. He is a proven leader with the ability to attract, retain and mentor talented employees.

Alex completed his bachelor’s degree at Haverford College.

Granular | Frank Gillingham
Dr. Frank Gillingham Senior Medical Director

Dr. Gillingham is the former Chief Medical Officer of GeoBlue, a leading international health insurance company.

During his twenty-two-year tenure, he was responsible for the development of their medical policies and case management programs for global travelers. Most recently, he created Trilogy, the world’s first international telemedicine network, in his capacity as a partner with the travel consulting firm Fairmount International.

Dr. Gillingham spent thirty years in Los Angeles as a practicing physician, including long tenures as chief of emergency services at the Westlake Medical Center and Glendale Memorial Hospital. He was also an attending physician at the UCLA Medical Center, and a physician advisor for Anthem Blue Cross of California. He is a graduate of the University of Pennsylvania and the Albert Einstein College of Medicine, with post graduate training at the University of Southern California.

He is board certified in internal medicine and held prior certification in emergency medicine.

Granular | Rob Howard
Rob HowardVice President, Sales & Marketing

Rob Howard serves as Vice President of Sales and Marketing for Granular, overseeing product development, marketing, sales and account management.

Rob has stood out as a successful sales leader for three decades. His resume includes serving for 18 years as the director of student and corporate sales and account management at GeoBlue (formerly HTH Worldwide), an international specialty risk company; early in his career, he served for 10 years as Eastern Sales Director for Namico.

Rob excels at building teams and bringing innovation to the marketplace – skills he began honing early in his professional life as a teacher and coach. When his career path took him to the business world, Rob still continued to be involved in education, serving for 20 years on the board of A Better Chance, a residential program for academically talented, economically disadvantaged teenagers. Rob’s civic service activities also include volunteering for the Hunger Committee at his church and as a judge’s clerk for the Philadelphia Flower Show, the oldest and largest flower show in the United States.

Granular | Peter Bohn
Peter Bohn Underwriting Executive

Pete Bohn serves as an Underwriting Executive for Granular.

Bringing extensive expertise to his position, Pete is an insightful evaluator of health risk and has a deep understanding of the financial context of underwriting performance in the financial evaluation of companies. He is skilled at developing key underwriting manuals, memoranda and the process documentation necessary for meeting key audit requirements. He is also an articulate analyst of insurance data with exceptional skill in transforming that data into persuasive arguments for corporate planning.

Prior to joining the Granular team, Pete spent 23 years at GeoBlue (formerly HTH Worldwide), beginning as Director of Information Technology and moving up to Vice President of Underwriting.

Granular | Brittany Pebet
Brittany Pebet Sales – West

Brittany serves as Senior Director of Regional Sales for the West.

Her comprehensive background is from both the Fortune 500 and start-up worlds. She worked at ADP for nearly a decade with the majority of her time spent in the PEO division. She was successful as both an individual contributor and as a leader of one of the largest quota carrier teams in the nation, Silicon Valley. Wanting to learn more about building a company from the ground up, Brittany seized an opportunity to join a healthcare start-up, Hixme, where she dedicated three years building out the sales efforts and bringing on new clients across the U.S. Brittany is passionate about innovation, leadership, teamwork, and making an impact in healthcare.

Brittany completed her B.A. in Business Economics at the University of California, Santa Barbara.

Granular | Danielle O'Neill
Danielle O’Neill Sales – Northeast

Danielle O’Neill serves as Senior Sales Director, Northeast for Granular Insurance.

Danielle brings 15 years of experience in sales, leadership, strategic planning and client relationship management. Having spent the majority of her career on the Health Plan side with 10 years at Cigna, she brings her industry knowledge as well as her innovative mindset to solve for client needs. Most recently, Danielle combined her healthcare background with technology as she supported Strategic Accounts at Maven Clinic, a virtual clinic for women and families.

Danielle is both analytical and organized with the ability to identify client needs, make recommendations, and implement effective solutions.

Danielle completed her bachelor’s degree at Loyola College in Baltimore, MD.

Granular | Stefanie Binder
Stefanie Binder Sales – Southeast

Stefanie Binder serves as Senior Sales Director, Southeast for Granular.

Stefanie brings 15 years of experience in sales, client success, business development, strategy and advocacy. Prior to joining Granular, Stefanie was a Principal at Mercer focusing on State Medicaid managed care programs where she helped her clients create innovative care management strategies, develop value-based payment arrangements and comply with federal guidelines. Her passion for healthcare and desire to learn how technology can better assist with gaps in care led her most recently to Maven Clinic, a virtual clinic for women and families. There, Stefanie led the implementation team and managed Fortune 500 accounts.

Having begun her career in law, Stefanie is highly skilled in identifying issues, developing creative solutions, and becoming a trusted advisor.

Stefanie completed her BA at University of Pennsylvania and her JD at Boston University.

Granular | Brady Bizal
Brady Bizal Sales – Midwest

Brady Bizal serves as Senior Director of Regional Sales for the Central US.

Brady has been a successful insurance and reinsurance sales professional for three decades.  In 2009, he co-founded Midwest Risk Underwriters, an excess insurance medical facility, where he led sales and marketing efforts from start up through successful acquisition.  Prior to 2009 and spanning 16 years, Brady was responsible for National sales, production underwriting and management for IndependenceCare (an IHC company) and ING (formerly NWNL/ReliaStar).  Brady’s experience includes employer stop loss, managed care reinsurance and provider excess of loss insurance.

Brady volunteers in his community with a number of organizations. Most notable is his contribution toward restructuring and expanding a local non-profit business whose proceeds are distributed each year for local scholarships, education foundations and healthcare organizations.

Brady completed his B.S. degree in Finance with a Computer Science certification at St. Cloud State University, Herberger Business School.

Granular | Natasha Sharma
Natasha Sharma Compliance & Regulatory Affairs

Natasha Sharma serves as the Regulatory Affairs and Compliance Program Manager for Granular Insurance.

Natasha is an attorney with in-depth knowledge of the healthcare and insurance industries. She spent three years in politics and healthcare policy work, and two years at a health insurance startup working in regulatory and compliance work. Natasha has a superb attention to detail, an excellent ability to identify and manage risk, and is skilled at developing creative solutions to complex problems. 

Natasha completed her B.A. at Tufts University, and her J.D. at Northeastern University School of Law in Boston.

Granular | Cynthia Villamin
Cynthia Villamin Finance

Cynthia Villamin serves as Health Insurance Accounting Manager for Granular Insurance. She is responsible for the oversight of accounting controls and operations, and financial and statutory reporting.

With over 18 years of combined public accounting and industry experience, Cynthia brings financial and statutory reporting expertise.  She has extensive knowledge of financial reporting requirements under both the US Generally Accepted Accounting Principles (US GAAP) and Statutory Accounting Principles (SAP).

Prior to joining Granular, Cynthia worked at First American Title Insurance where she was responsible for statutory reports preparation, internal controls documentation in accordance with Model Audit Rule, and external audit work coordination.  Cynthia started her career as an external auditor at Ernst & Young in the Philippines and then in the US at various accounting firms, where she managed audits of financial institutions (primarily credit unions), non-profit healthcare and community-based organizations, health insurance (primarily health maintenance organization), manufacturing, retail, logistics, government and school districts.

Cynthia received her Bachelor of Science in Accountancy from Manuel S. Enverga University Foundation. She is a Certified Public Accountant and Chartered Global Management Accountant.

Granular | Jamie Potecha
Jamie Potecha Insurance Operations

Jamie Potecha joined Granular Insurance in 2020 as an Insurance Operations leader.

Jamie brings more than ten years of experience leading operations, analytics, technology, and cross-functional projects and programs in healthcare, insurance, and pharmacy benefit management. Jamie’s career has included operational leadership roles at Aetna (originally at Coventry), GeoBlue (formerly HTH Worldwide), and most recently led product, business development, and operations for a boutique PBM with a focus on expatriates.

Jamie completed his bachelor’s degree in classical music and business management at Liberty University.

Granular | Mike Munroe
Mike Munroe Account Management

Mike serves as the head of Account Management for Granular Insurance.

Over the past 20 years Mike has held leadership positions in account management, sales and sales operations in the insurance and healthcare fields.  Most recently Mike led the account management team at GeoBlue, an international health insurance company.

Mike completed his bachelor’s degree at the University of Pennsylvania and his MBA at The University of Southern California’s Marshall School of Business.

Granular | Mike Munroe
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